Terms & Conditions

Welcome to CJ Solutions Ltd. ("we," "us," "our," or "the Company"). These Terms and Conditions ("Terms") govern your access to and use of our services, including but not limited to iGaming & FX licensing, AML & KYC outsourcing, compliance outsourcing, tax & payroll outsourcing, accounting outsourcing, legal drafting, and company formation services (collectively, the "Services").

By engaging with our Services, you ("Client," "you," or "your") agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.

These Terms constitute a legally binding agreement between you and CJ Solutions Ltd., a company registered in Cyprus.

CJ Solutions Ltd. provides professional business services tailored to meet the regulatory, compliance, and operational needs of our clients. Our Services include:

• iGaming & FX Licensing: Assistance with obtaining and maintaining licenses for online gaming and foreign exchange operations
• AML & KYC Outsourcing: Anti-Money Laundering and Know Your Customer compliance services
• Compliance Outsourcing: Comprehensive regulatory compliance management and monitoring
• Tax & Payroll Outsourcing: Tax planning, filing, and payroll administration services
• Accounting Outsourcing: Bookkeeping, financial reporting, and accounting services
• Legal Drafting: Preparation of contracts, agreements, and legal documentation
• Company Formation: Corporate structuring and entity establishment services

The scope, deliverables, and timelines for each Service will be defined in a separate Service Agreement or Statement of Work executed between the Company and the Client.

3.1 Eligibility

To engage our Services, you must:

• Be at least 18 years of age or the age of legal majority in your jurisdiction
• Have the legal authority to enter into binding contracts
• Provide accurate, complete, and current information as requested

3.2 Client Obligations

As a Client, you agree to:

• Provide all necessary documentation, information, and cooperation required for the delivery of Services
• Ensure that all information provided is accurate, truthful, and not misleading
• Comply with all applicable laws, regulations, and industry standards
• Pay all fees and charges in accordance with the agreed payment terms
• Not use our Services for any unlawful, fraudulent, or unauthorized purpose

4.1 Service Fees

Fees for our Services will be specified in the Service Agreement or Statement of Work. All fees are quoted in Euros (EUR) or US Dollars (USD) unless otherwise stated.

4.2 Payment Terms

• Payment is due within 14 days of invoice date unless otherwise agreed in writing
• We reserve the right to require advance payment or deposits for certain Services
• Late payments may incur interest charges at a rate of 1.5% per month or the maximum rate permitted by law
• All fees are non-refundable unless expressly stated otherwise

4.3 Additional Costs

Clients are responsible for any third-party costs, government fees, regulatory charges, or other expenses incurred in connection with the Services, unless otherwise agreed in writing.

Both parties acknowledge that in the course of providing or receiving Services, they may have access to confidential information. "Confidential Information" includes, but is not limited to, business plans, financial data, client lists, proprietary processes, and any information marked as confidential.

Each party agrees to:

• Maintain the confidentiality of all Confidential Information
• Use Confidential Information solely for the purpose of performing or receiving Services
• Not disclose Confidential Information to third parties without prior written consent
• Return or destroy Confidential Information upon termination of the relationship

This obligation does not apply to information that is publicly available, independently developed, or required to be disclosed by law or regulatory authority.

All intellectual property rights in materials, documents, templates, methodologies, and deliverables created by CJ Solutions Ltd. in the course of providing Services remain the property of the Company, unless expressly transferred in writing.

Upon full payment of all fees, the Client is granted a non-exclusive, non-transferable license to use deliverables solely for their internal business purposes.

Clients retain ownership of their pre-existing intellectual property and any data or information provided to us. We will not use Client intellectual property for any purpose other than delivering the agreed Services.

7.1 Disclaimer of Warranties

Our Services are provided on an "as is" and "as available" basis. While we strive to deliver high-quality professional services, we make no warranties, express or implied, regarding the accuracy, completeness, or suitability of our Services for any particular purpose.

7.2 Limitation of Liability

To the maximum extent permitted by law, CJ Solutions Ltd. shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from third-party actions, regulatory decisions, or force majeure events
• Any damages exceeding the total fees paid by the Client in the 12 months preceding the claim

7.3 Professional Advice

Our Services do not constitute legal, financial, or tax advice unless explicitly stated. Clients are encouraged to seek independent professional advice where appropriate.

8.1 Termination by Client

Clients may terminate Services by providing 30 days' written notice. The Client remains liable for all fees incurred up to the termination date, plus any reasonable costs associated with winding down the Services.

8.2 Termination by Company

We reserve the right to terminate Services immediately if:

• The Client breaches these Terms or any Service Agreement
• Payment is overdue by more than 30 days
• The Client engages in unlawful, fraudulent, or unethical conduct
• Continuing the relationship would expose us to legal or reputational risk

8.3 Effect of Termination

Upon termination, all outstanding fees become immediately due and payable. Provisions relating to confidentiality, intellectual property, limitation of liability, and dispute resolution shall survive termination.

These Terms and any disputes arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts of Limassol, Cyprus, and the parties hereby consent to the personal jurisdiction and venue of such courts.

Where permitted by law, the parties agree to attempt to resolve disputes through good-faith negotiation before initiating formal legal proceedings.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms on our website with a revised "Last updated" date.

Continued use of our Services after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

Material changes that significantly affect your rights or obligations will be communicated to active Clients via email or other appropriate means.

If you have any questions, concerns, or requests regarding these Terms & Conditions, please contact us: